Click to learn about Fresh Start, a one-time temporary program from the Department of Education that offers special benefits to borrowers with defaulted federal student loans. Stay up to date on debt relief, and learn why Direct Loan Consolidation may benefit you. And remember, you never have to pay for help with your student loans.

Payment Pause Extension and Debt Relief

The U.S. Department of Education (ED) made important announcements for federal student loan borrowers.

  • An extension of the current payment and collection pause on federally held student loans through December 31, 2022.
  • A debt relief plan for certain borrowers. Details are still evolving. Your best source is ED’s site at