Click to learn about Fresh Start, a one-time temporary program from the Department of Education that offers special benefits to borrowers with defaulted federal student loans. Stay up to date on debt relief, and learn why Direct Loan Consolidation may benefit you. And remember, you never have to pay for help with your student loans.

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Be aware of debt relief scams. You never have to pay a fee for assistance or to access Department of Education programs and benefits. Contact us with questions about your defaulted loan at 866-348-0715 or